Mission Statement

We have one mission: Committing our expertise and knowledge to your financial needs.

There is no such thing as a one-size-fits-all financial strategy, so we want to understand your personal needs and goals. Getting to know you allows us to design, implement, and oversee a financial strategy that is as unique as you are.

Managing your finances doesn’t need to be overwhelming. Whether you’re saving for college, looking toward retirement or want practical debt management—we’re here to help. We understand the daily challenges our clients face and believe in taking creative approaches to suit your specific goals.

Our focus is on you and we are 100% committed to making your financial dreams a reality.

Our Team

Yashpal Guru

President & CEO
Ph: 805-915-4770

Yashpal Guru has developed his practice by placing the client first. He strives to fully understand the needs of the client before recommending a solution. Careful analysis of all facets and integration into a comprehensive plan has been the hallmark in his practice. Yashpal has over 18 years of Industry experience which has given him the skills and knowledge to assist his clients in his position as a Financial Service Professional. Yashpal is a graduate of Delhi University with a degree in Business Economics. Yashpal has been a resident of Los Angeles for twenty two years and is active in many community associations. He has quickly built his business foundation from a small network of entrepreneurial young business people like himself. The most satisfying moments for him are helping young families and small business owners build a nest of wealth that will give them security when they need it most. Outstanding client service, best practices, and professionalism have enabled Yashpal Guru to qualify three times for the exclusive “Top of the Table” and “Court of the Table” of the MDRT – Million Dollar Round Table—The Premier Association of Financial Professionals. MDRT members demonstrate exceptional professional knowledge, strict ethical conduct and outstanding client service. MDRT membership is recognized internationally as the standard of excellence in the life insurance and financial services business. This award recognizes Yashpal Guru for demonstrating exceptional professional knowledge, client service and ethical conduct.

Michael McKnight

VP of Operations
Ph: 714-920-4917

Michael McKnight is dedicated to the highest level of personal client service.  He has over 10 years of experience in the financial services industry and has received recognition as an MDRT.  Michael has over 25 years of management experience and has worked closely with employees in many different areas giving him a well-rounded view of not only a company’s interest but an individual’s as well.  He strives to provide every client with what is in their best interest.

Christian Gabbour

Chief Financial Officer and CPA
Ph: 562-445-6645

Christian Gabbour is a strategic and operationally focused CFO and CPA with 20 years of experience in Tax Consulting, Government agencies representation, Financial Planning, Asset Protection, Financial Forensics, public and privately held national and multi-national service industries. Key member of the executive leadership team engaged in ongoing enterprise-wide strategy and decision making. Early and passionate adopter and driver of technology aimed at driving operational excellence and earnings improvement. Led people and organizations through growth, downsizing, and transformation including significant debt and operational fund raising, and acquisitions in domestic and international markets. Have actively and regularly participated in Board level discussions for more than 15 years. Christian Gabbour is the founder and principal owner of CAG Tax & Forensic Advisors, PC. Christian got his bachelor’s degree in Accounting from New York, passed his CPA & EA exam and got his CPA license. Helped generate approximately $4M in sales revenue by negotiating complex deals, and saved approx. $500K in taxes by executing proper planning and assets allocation.

Jaspreet K. Guru

Operations Manager
Ph: 805-279-6519

At Lotus Benefits, we owe our success to the efficiency of our organizational processes. With 14 years of experience in the insurance and pharmaceuticals industry and strong operational skills, Jaspreet assists to maintain and grow this standard. A graduate with Bachelor’s degree in Commerce and a Bachelor’s degree in Accounting from Colorado Tech University, Colorado, she displays a proven ability to develop and maintain an environment of trust among our clients by providing them with the best knowledge and services to make the most accurate decision for their group benefits. Jaspreet always believes in strong developed teamwork utilizing strong operating principles to attain regional short-term and long-term financial and operational goals. Evaluating operational data to plan metrics, make strategies changes towards training and operational standards to drive team’s success in established business plan goals. Jaspreet administrates P&L via assessment of financial statements, financial data trend analysis, and other performance indicators to assess standing and financial position, in addition to calibrating commensurate operational costs.

Guy L. Kirkpatrick, Esq.

Wealth Preservation and Legacy Planning
Ph: 714-998-1717

For Business: Planning on how to transfer your business on to family members, children or key personnel by way of stock sales, buy sell agreements, LLP’s, LLC’s General Partnership and other mechanisms.

For Families: Planning on how to pass down your wealth to your children and family through Estate Planning, Trusts, Wills, Medical and Financial Directives, Generation Skipping Trusts, Land Title Holding Trusts and other mechanisms.

Holly Richards

Senior Account Manager
Ph: 714-267-6491

Holly Richards has been assisting clients and their employees in many different fields over the course of her career. Now in the insurance industry, she uses her experience to provide a welcoming and responsive atmosphere for Lotus Benefits’ clients. It is essential to Holly that her customers feel supported, valued, and–most importantly–that they understand all of the important details of their benefit choices. 

Vipul Patel

VP of Sales
Ph: 806-544-5655

Vipul Patel has over 14 years of hospitality experience assisting and servicing the hospitality industry including groups and corporate divisions throughout Texas.  He strives to reach a client-representative relationship that consists of openness and mutual understanding.

Ranjit Atwal

Benefits Coordinator Manager
Ph: 626-941-9760

As a professional in the insurance field, Ranjit possesses the licensing and experience required to provide her clients with the most effective services. She brings a high level of expertise to her clients and works diligently with them to find a plan that meets all their needs. A graduate with an Honors degree in Political Science from the prestigious Delhi University, India, she also holds diplomas and certifications in Computer applications from renowned institutes.

Ranjit is a certified IT professional with 19 years of extensive experience in planning, controlling, executing, and closing IT projects. She has worked in diversified industries including Banking, Insurance, Retail, Finance, Health, Government, International Organizations. Her client base includes Barclaycard, Royal Mail, European Union, United Nations, NHS, Kaiser, Mitchell, Citigroup, AIG, Star Alliance, Ericsson, Coca Cola, etc. She has worked across various geographies including UK, France, Belgium, America, and India.

Nisha Janweja

Admin Assistant

Sandee Orozco

Benefits Coordinator Manager
Ph: 714-315-9301

Sandee has over four years of experience in the insurance industry. Prior to this, she spent fifteen years in the education field. She has a strong dedication to helping those she is conversing with in both English and Spanish to acquire the best options and service available. Sandee is glad she can put to use her bilingualism in helping her Spanish-speaking Lotus clients with enrollments, questions, and any problems that may come up. She is thrilled to be a part of the Lotus Benefits team and learn more about the insurance industry.

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We have one mission!
Committing to your individual financial needs.

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